Starting October 1st, 2024, Zanzibar will require all foreign travelers to purchase mandatory travel insurance exclusively from the Zanzibar Insurance Corporation (ZIC). Priced at $44 and valid for 90 days, this new regulation aims to enhance visitor protection while on the island. The mandatory coverage extends to health services, lost baggage, accidents, emergency evacuation, passport and document loss, and even repatriation in the unfortunate case of death.
Background and History of Zanzibar’s Travel Insurance Policy
The introduction of mandatory travel insurance in Zanzibar is part of the government’s broader strategy to improve tourist safety and security. In recent years, Zanzibar has seen a significant increase in tourism, which has become a vital component of its economy. However, the growing number of visitors also brings challenges related to health and safety, leading the government to take proactive measures to protect tourists and ensure high service standards.
During a press briefing, Dr. Saada Mkuya Maalim, Zanzibar’s Minister of Finance, highlighted the importance of this insurance coverage. She stated, “This mandatory insurance will significantly enhance the services provided to our visitors. It offers protection for health issues, lost baggage, accidents, emergency evacuations, passport and document loss, and even repatriation in case of death.” This initiative is a step towards aligning Zanzibar with international travel standards while ensuring the island remains a safe and welcoming destination.
Why Mandatory Insurance if Travelers Already Have Their Own?
A common question among travelers is why additional insurance is necessary if they already have their own travel insurance from their home country. The Zanzibar government has made it clear that this mandatory policy is designed specifically for the unique needs of visitors while they are within Zanzibar. Although many travelers may already have coverage, the terms and conditions of different insurance providers can vary significantly. The government seeks to ensure that all tourists receive standardized protection tailored to local conditions and potential risks.
For example, while many international travel insurance plans cover health emergencies, they might not include local hospital networks or specific evacuation procedures necessary in remote parts of Zanzibar. Additionally, international policies often limit coverage for lost baggage or document replacement. The ZIC policy fills these gaps, providing comprehensive protection that ensures every visitor has the appropriate support in an emergency.
Moreover, the new policy is designed to simplify the process for tourists. By providing a single, government-approved insurance plan, visitors can avoid the confusion and discrepancies that often arise when dealing with multiple international insurance providers. As the policy is integrated with the Zanzibar tourism system, it also helps streamline administrative processes for travelers and local authorities.
The Role of Zanzibar Insurance Corporation (ZIC)
The Zanzibar Insurance Corporation (ZIC), a government-owned entity, will be the sole provider of this mandatory travel insurance. The corporation has been working closely with the Ministry of Finance to develop a comprehensive package that meets the specific needs of tourists. Before traveling to Zanzibar, visitors must purchase the insurance through ZIC and will receive a QR code confirming their coverage. Upon entry to Zanzibar, they must present this QR code, which links to their insurance details.
Other Countries with Mandatory Travel Insurance
Zanzibar is not the first destination to introduce mandatory travel insurance for visitors. Several countries worldwide have implemented similar policies to protect tourists and ensure seamless emergency responses. Countries like Costa Rica, Thailand, and Cuba require visitors to show proof of travel insurance upon entry, while certain European nations demand insurance coverage as a visa requirement. These policies are intended to reduce the burden on local healthcare systems and enhance tourists’ overall safety and experience.
Zanzibar Mandatory Insurance Benefits Schedule
Recommendations for Travellers and Updates
As you plan your trip to Zanzibar, it is important to factor in the cost of the mandatory insurance into your travel budget. The $44 fee for coverage over 90 days is a reasonable expense that provides peace of mind during your stay. If you have already purchased an international travel insurance policy, keep in mind that this new requirement still applies, as the Zanzibar-specific insurance is mandatory for all foreign visitors regardless of existing coverage.
To obtain insurance, travelers must purchase it through this link before departing for Zanzibar. After completing it, you will receive the QR code provided by ZIC, which is necessary to board flights and enter the island.
To check for the status of your travel insurance application, please click here.
Be sure to visit the official Zanzibar tourism website for the latest updates and detailed information on how to purchase the policy.
If you have any questions or need further clarification, please contact the Zanzibar Insurance Corporation directly. You can reach them via email at inbound@zic.co.tz or call their toll-free number at 0800008005.
Other Entry Requirements to Enter Zanzibar
- Visa: A visa is mandatory for most nationalities visiting Zanzibar. Read more from the Immigration Department website.
- Yellow fever vaccination card: If traveling or transiting through countries with yellow fever risk, you must present proof of vaccination.
- A passport: Your passport should be valid for at least six months beyond your entry date into Zanzibar (Tanzania) and have at least two blank pages.
Is the Insurance Mandatory to Enter the Mainland?
The Zanzibar Inbound Travel Insurance or any other similar kind of insurance is not mandatory when entering mainland Tanzania. If you’re visiting the mainland for a safari, you’re not obligated to apply for this insurance, and no mandatory insurance requirements are in place. However, we strongly recommend that all our guests have travel insurance when visiting Tanzania for added peace of mind.
Conclusion
As tourism continues to thrive in Zanzibar, this initiative is a proactive measure that protects tourists and strengthens the island’s reputation as a safe and welcoming destination. Whether you’re visiting for the pristine beaches, rich culture, or vibrant history, you can now travel with the assurance that help is readily available in case of unforeseen events. Make sure to check with your travel planner or our team for any updates or changes to this policy before embarking on your Zanzibar adventure.